Terms and Conditions

Please read these terms and conditions carefully. Using the Business Lifers site indicates you have agreed to them.

Warning On Use of Business Lifers Materials

Your use of this website is at your own risk and we give no warranty on the outcome of your use of these materials. Business Lifers is not responsible for loss or damage suffered as a result of your use of the materials on this website. They are for your use solely at your own risk and discretion.

Prior To Use of The Business Lifers Website

Do not use this website unless you have read these terms, and accept that they will govern your right to use and access our website and all the documents, links and information contained on it. By using this site, you signify your continued acceptance of these terms of use. We reserve the right to change, modify, add or remove any part of these terms at any time. Please check these terms regularly prior to using our website to ensure you are aware of any changes. We will try to highlight any significant or substantive changes to these terms to you where possible. If you choose to use Business Lifers website and download documents then Business Lifers will regard that use as evidence of your agreement and acceptance that these terms govern your and Business Lifers rights and obligations to each other.

Amendment of Terms

Business Lifers reserves the right to change these terms and conditions of use at any time, and your continued use of the site and the materials on the site, indicate your acceptance of those changes. You should therefore check these terms every time you use the website, and you should only proceed to use the materials on this website if you accept these terms.

Business Lifers Does Not Give Legal Advice

Business Lifers is not a law firm, nor does it provide legal advice in any form. No content on this site is intended to give you legal advice or to provide you with legal services, nor should it be construed as such. This website provides materials and information that are tools to be used to assist you in your business.

Consult Your Legal Adviser

If you are unsure of any of the terms or any of the information or how it applies to your specific circumstances then you should consult your legal adviser. Both the materials and the information we provide is general in nature and may not cover every business situation that might arise. You should, therefore, consult a legal adviser for any specific problem that you might have or if you are unsure or do not understand any of the templates or information on the website.

Business Lifers Does Not Give Financial or Other Advice

The information contained on this website is general in nature and does not take into account your specific needs, objectives or circumstances. You should obtain your own financial and other advice before making any decision to use this website. You should consult a professional financial adviser, taxation adviser, accountant or another adviser to obtain specific advice for your particular situation. Nothing on this website should be construed to be specific financial or other advice of any type.

Limitation of Liability

It is an essential pre-condition to you using Business Lifers website that you agree and accepts that Business Lifers is not legally responsible for any loss or damage you might suffer related to your use of the website or any template they sell, howsoever arising. Your use of this website and any template is at your own risk. If you use the materials provided on this website incorrectly, you may suffer adversely: you may not get the document you wanted or the outcome you desired and you may suffer loss as a result. Business Lifers are not responsible for any loss or damage you may incur, however, it may arise by use of this website or its templates.

Competition and Consumer Act

In compliance with the Australian Consumer Law, Business Lifers liability is in all cases limited, and will not exceed in any instance, the amount paid by you for any document, form, agreement or other item purchased from this website. You must be over the age of 18 years to use this website and to purchase any goods or services.

Links To Other Websites and Information

Business Lifers may occasionally provide on its website links to other websites for your convenience. This does not imply sponsorship, endorsement, or approval or arrangement between Business Lifers and the owners of those websites. Business Lifers takes no responsibility for any of the content found on the linked websites. Business Lifers also accepts no responsibility for information or advice provided by third parties on the Business Lifers website.

Important Disclaimers

Business Lifers absolutely disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for any particular purpose. Business Lifers gives no warranty that the materials you purchase will be free of errors, or that defects will be corrected, or that our website or its server is free of viruses or any other harmful components. While we endeavour at all times to have the most accurate, reliable and up-to-date information on our website, Business Lifers does not warrant or make any representations regarding the use or the result of the use of any material, link or information on its website or as to their correctness, suitability, accuracy, reliability, or otherwise. It is your sole responsibility and not the responsibility of Business Lifers to bear any or all entire costs of servicing, repairs, or correction.


This agreement and this website are subject to the laws of Queensland and Australia. If there is a dispute between you and Business Lifers that results in litigation then you must submit to the jurisdiction of the courts of Queensland.

Exclusion of Competitors

If you are in the business of creating documents for the purpose of providing them for a fee to users, whether they be business users or domestic users then you are a competitor of Business Lifers. Business Lifers expressly excludes and does not permit competitors to use or access its website, to download any materials from this website or obtain any such documents or information through a third party. If you breach this term then Business Lifers will hold you fully responsible for any loss that it might sustain and further holds you accountable for all profits that you might make from such non-permitted and improper use. Business Lifers reserves the right to exclude and not permit any person from using its website or any of the documents and information contained on it.

Copyright, Trademark and Restriction of Use

You are not permitted to reproduce the content or materials on the Business Lifers website for the purposes of sale or for use by any third party. In particular, you are not permitted to republish, upload, transmit electronically or otherwise distribute any of the templates that you download from this website without our express written permission. You are permitted to download a copy of the templates and retain them on computers used in your business or at home for any legitimate or proper purpose of conducting your business or personal affairs. Additionally, you are not permitted to use any trademarks, trade names, graphics, or designs on our website. Business Lifers reserves all copyright and trademark in this website and in all documents and information on this website and reserves the right to take action against you if you breach any of these terms.

All products on Business Lifers are non-transferrable and are not for commercial use. You may buy them for your own individual use and use them as many times as you like but you may not give them to your friends, use them on behalf of other people or combine them for use with any other product or service you may be offering. For example, this means, if you are a developer of any kind, you cannot re-use any of the materials for your customers in your business.

Whole Agreement

These terms and conditions represent the whole agreement between you and Business Lifers concerning your use and access to Business Lifers website and your use and access to the materials and information on it. No other term is to be included in this agreement except where it is required to be included by any legislation of the Commonwealth of Australia or any State or Territory of Australia.

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